Baywall
Auto Loan Intelligence
Know if your dealer is overcharging you.
Get the data. Negotiate with confidence.
$1,247
Avg Savings
30s
Analysis
Free
Basic Report
The Dealer Advantage
Dealerships mark up auto loan rates by 1-2% on average. That's $500-$2,000 extra you're paying without knowing it.
1-2%
Typical Markup
Banks give dealers a base rate. Dealers add their cut on top.
72%
Accept First Offer
Most buyers don't negotiate financing. They should.
$1,500+
Average Overpayment
What dealers pocket in hidden rate markups per deal.
How It Works
01
Enter Details
Credit score, loan amount, and the rate the dealer offered.
02
Get Analysis
We compare against verified market data from banks and credit unions.
03
Negotiate
Know your target rate. Have the data to back it up.
Simple Pricing
Free
Quick Check
- • Instant rate assessment
- • Good / Fair / Poor rating
- • Estimated savings potential
$4.99
Full Report
- • Exact target rate
- • Negotiation talking points
- • Comparable transactions
- • Credit union alternatives
- • Total cost breakdown
Stop Overpaying
Every percentage point costs you hundreds over the life of your loan.
Check My Rate Now